The answer to that question is: It depends on the Health Status of that individual.


Is it cheaper to pay cash and not carry insurance protection?

Of course there is room for debate and many will disagree, but for us, it works out and has been cheaper when one can pay the bill up front. Wade's recent injury and consequent treatment was approximately $2,300.00. But when one can pay the whole bill up front, most Americans do not realize there are discounts that then kick in, even more so for an elderly person. Some areas even have special, private grant programs available for those that qualify [our daughter secured one of these when she almost lost an eye a few years ago after Hurricane Helena bombarded the mountains of North Carolina. It paid for everthing]. We were surprised that they had more than one discount. The final billing amounted to $700.00. We find it better to avoid the insurance companies and for us, it has proven to be cheaper and better to pay cash, preferably in full.
Most folks are not aware of this and become slave to their insurance payments at the expense of living a healthy, happy life.

Of course, there are exceptions.
And there are choices. Not everyone is riding in the same boat. Some have yachts while some a raft. Some nothing at all except making their body a float. Medical needs vary and are of different types. Buying insurance should fit the consumers' needs and desires.

In America, the good news today is the ER's now function better and aren't overwhelmed by illegal immigrants. 3 doctors actually said this is because of deportations while working on my husband's recent groin injury. They are glad and so was my spouse.




Diary by Clara Mae Gregory The PoetBay support member heart!
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Written on 2026-08-09 at 18:02

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